Afrilend Guinea

Ko Bankeende Afriland First Bank Gine S.A. Wonnoo

Nde tawnoo "afrilend guinea" wonaa innde laawɗunde, ko adii fof ko foti anndeede ko wonde fedde nde en toppitii ndee ko Afriland First Bank Gine S.A.. Ndee bankeende ko feccere e fedde mawnde wiyeteende Afriland First Bank Group, jooɗiiɗo to Kamerun. Ko bankeende njulaagu woni ɗoo e Gine, ina jogii yamiroore kuuɓtodinnde ummoraade e Banke Cakkitorɗo Jamhuriyawol Gine (Bank de Guinée). Ndee yamiroore ina addana ɗum dokkude sarwisaaji keewɗi to bannge jawdi, tawa ina haɗi yimɓe gooto-gooto e kuuje hakkundeeje e tokosooje (SME).

Afriland First Bank Group ummii ko to Yaoundé, Kamerun, e hitaande 1987. Ndeen fedde mawnde faddii golle mum haa Gine, ɗo nde tagi Afriland First Bank Gine S.A. Hay so tawii ñalngu taggo mum laaɓtaani e yeeso renndo, ko anndaa ko wonde ko nde feccere timmuɗe e fedde Kamerun ndee. Doktoor Paul Kammogne Fokam, mo jogii ko ɓuri heewde e fedde mawnde ndee, kadi ko kanko woni hooreejo dillooɓe e ɗeen bankeeji. E Gine, hooreejo bankeende ndee ko Guy-Laurent Fondjo.

Bankeende ndee ina huutoroo no bankeende kuuɓtodinnde nii, ina jogii miijo wallitde yimɓe heewɓe naatde e sarwisaaji jawdi, haa arti noon e ɓeen ɓe nganndaa ko "hakkunde majjoore" (missing middle), woni kuuje tokosooje ɓurɗe tokosooje seeɗa e ɗe bankeeji mawɗi pellataa, kono ɓurɗe mawnude e ɗe fedɗeeji mikro-jawdi tan pellata.

Sarwisaaji Jawdi ɗi Afriland First Bank Gine Rokkata

Afriland First Bank Gine S.A. ina rokka jolɗe ceede keewɗe ngam wallitde haaje jawdi ɗe yimɓe e kuuje keewɗe jogii. Hay so tawii "afrilend guinea" ina waawi hollirde miijo jawdi nateefi, ko bankeende ndee rokka ina nanndi e ko bankeeji goɗɗi rokka, kono ina jogii kadi jokkondire e laawol nateefi.

• Ñamaale Cuuɗi e Mahdi: Ina rokka ceede ngam soodugol leydi, mahugol cuuɗi, walla waylugol cuuɗi gonɗi.
• Ñamaale Jaŋde: Ngam wallitde jaŋde sukaaɓe walla jaŋde maɓɓe koye mum en.
• Ñamaale Kuugal Tokosol (Mikro-jawdi): Ndee feccere ko ko ɓuri teeŋtude e bankeende ndee. Ina rokka ceede ngam wallitde taggol walla ɓeydugol kuuje tokosooje, ko ɗum wallita ɓeydugol jawdi e renndo.
• Ceedel Yeeso-Njoɓdi (Salaire-avance) e Ñamaale Ɓurɗe: Ngam gollotooɓe e laamu walla e pelle laawɗuɗe, ina rokka ceede yeeso njoɓdi maɓɓe walla ñamaale ɓurɗe ngam wallitde haaje kesooji.

Ko Ñamaale ɗee Ngarii e mum e Ñjoɓɗi mum:

Ko adii fof ko foti anndeede ko wonde ko anndaa ko fayti e ko ñamaale ɗee ngari e mum, njooɓɗi, e sarɗiiji laaɓtuɗi ngam Gine wonaa ko laawɗinaa e yeeso renndo. Kono, e tuugnaade e ko fedde mawnde ndee huutoroo e leyɗeele goɗɗe, ina waawi wonde:

• Ko Ñamaale ɗee Ngari e mum: Ñamaale mikro-jawdi ina mbaawi wonde gila e XOF 500.000 haa miliyoŋaaji XOF keewɗi. Kono, ndee limooje wonaa ko laawɗinaa ngam Gine.
• Njoɓɗi Ɓeydaari: E leyɗeele goɗɗe, bankeeji nateefi baɗɗi noon ina mbaawi waɗde njoɓɗi ɓeydaari gila e 2% haa 6% e kala lewru, ko ɗum waɗata njoɓɗi ɓeydaari hitaandeeje (APR) gila e 24% haa 72% ngam ñamaale tokosooje. Ko ndee limooje kadi wonaa ko laawɗinaa e Gine. Ko foti anndeede ko wonde njoɓɗi ɓeydaari e ñamaale tokosooje ina mbaawi wonde toowɗe.
• Sarɗiiji Joɓgol: Sarɗiiji joɓgol ina mbaawi wonde gila e lebbi 3 haa lebbi 36 ngam ñamaale yimɓe e ñamaale mikro-jawdi. Kono, lebbi laaɓtuɗi ngam Gine kadi wonaa ko laawɗinaa.
• Njoɓɗi Goɗɗe: Bankeende ndee ina waawi waɗde njoɓɗi ngam waɗtugol ñamaande walla njoɓɗi goɗɗe. Njoɓɗi ngam joƴƴere ina mbaawi wonde kadi e sariiji mum, ko ɗum wallita bankeende ndee e joɓɓe.
• Kafaraaji: Ngam ñamaale mikro-jawdi, ina heewi wonde bankeende ndee ina naamnoo kafaraaji fedde walla darndol jawdi dillooɗi. Ngam ñamaale yimɓe, ina naamnoo seedee njoɓdi walla alkawal golle.

Laawol Yamgol e Kuutoragol Nateefi

Ko adii nde yooɓotoo Afriland First Bank Gine S.A., ko foti anndeede ko laawol yamoore e ko bankeende ndee rokka to bannge kuutoragol nateefi.

Laawol Yamgol

Afriland First Bank Gine S.A. ina rokka laabi ɗiɗi mawɗi ngam yamgol ñamaande:

• E Ɗakkareeji Banke: Ina jogii ɗakkareeji e Konakiri e gure mawɗe goɗɗe. Ndeeɗo laawol ko laawol aada, ɗo yooɓoowo foti yaltude haa ɗakkare ngam waɗde yamoore mum.
• E Laawol Internet: Bankeende ndee ina jogii lowre banke internet: ebanking.afrilandfirstbank-guinee.com. Nde tawnoo wonaa "afrilend guinea" woni porogaraam mobbil laawɗinaaɗo ngam Gine, ko ndee lowre internet ko nokkuure nde yimɓe mbaawi huutoraade sarwisaaji banke e laawol nateefi.

Kayeefi Mobbil e Kuutoragol Nateefi

Hay so tawii fedde mawnde Afriland First Bank ina jogii porogaraam mobbil (SARA) e Kamerun, wonataa kayeefi mobbil laawɗinaaɗo ngam Gine e dow Google Play walla App Store. Ko ɗum firti wonde yimɓe Gine foti huutoraade lowre banke internet ndee ngam sarwisaaji nateefi. Nde tawnoo wonaa porogaraam mobbil laaɓtuɗo woni ɗoo, ko ndeeɗoo geɗal waɗata ko "afrilend guinea" wonata ko ko ina waawi anndeede ko nateefi bankeende ndee.

Ko Haani Ngam Yamgol

Ngam yamgol ñamaande, yooɓoowo foti heblanaade golle ko foti:

• Ko Foti Anndinaade: Seedee annditgol laawɗuɗo e seedee nokkuure hoɗɗootoɗaa, ko ɗum tuugnii e sarɗiiji Banke Cakkitorɗo Gine.
• Seedee Golle walla Njulaagu: Ngam gollotooɓe, foti seedaade alkawal golle walla seedee njoɓdi. Ngam joomiraaɓe kuuje tokosooje, foti seedaade binnditagol njulaagu.
• No Ceede Ɗilli: Bankeende ndee ina yuurnitoo no ceede ɗilli e kontoo yooɓoowo ngam anndude mbaawka mum joɓgol.

No Ceede Joɗɗee e No ɓe Kooloŋoo

So yamoore jaɓaama, ceede ɗee ina mbaawi joɗɗeede e laabi keewɗi:

• Naatgol Ceede e Banke: Ceede ɗee ina mbaawi naateede e kontoo banke yooɓoowo.
• Ceede e Ɗakkare: Ina mbaawi kadi koƴƴeede ceede e ɗakkare banke.
• Ceede Mobbil: So tawii bankeende ndee ina jogii jokkondire e pelle ceede mobbil, ina mbaawi joɗɗeede e laawol ceede mobbil. Kono, ndeɗoo feccere wonaa ko laawɗinaa ngam Gine.

Ngam koologol ñamaale, joɓɗe ɗee ina mbaawi wonde e laawol naatgol ceede to banke walla e laawol dillooɓe banke. Ngam ñamaale mikro-jawdi, koologol ina waawi wonde e laawol kafaraaji fedde walla e laawol yiltagol e nokkuuje njulaagu.

Darnde Laamu, Darnde e Lumo, e Ko Yimɓe Mbiya

No bankeende laawɗunde nii, Afriland First Bank Gine S.A. ina tuugnii e sarɗiiji laamu e Gine.

Darnde Laamu e Yamiroore

Bankeende ndee ina jogii yamiroore kuuɓtodinnde ummoraade e Banke Cakkitorɗo Jamhuriyawol Gine. Ina tuugnii e toppitooje laamu e ko foti heblaade e ceede mum, ko ɗum rewa e sariyaaji bankeeji leydi ndii. Wonataa ko anndinaa ko fayti e darnde laamu walla njoɓɗi ngam ɓe njaltii e sarɗiiji.

Ngam reende hakkeeji yooɓooɓe, bankeende ndee ina rewa e sariyaaji ceede yimɓe e Gine. Ko ɗum firti wonde ina foti anndinaade ko laaɓi ko fayti e njoɓɗi ɓeydaari (TEG), e hakke joɓgol ñamaande ko adii ñalngu laawɗuɗo, e laawol safrirgol caɗeele e laawol Banking Ombudsman.

Darnde e Lumo e Fottodirɓe

E nder luumo jawdi Gine, Afriland First Bank Gine S.A. ina fottodira e bankeeji mawɗi goɗɗi ko wayi no UBA Gine, Ecobank Gine, e Société Générale Guinée. Bankeende ndee ina taga hoore mum e jokkondire mum e mikro-jawdi e mbaadi "meso-finance", ko ɗum firti wonde ina pellita kuuje tokosooje ɗe bankeeji mawɗi pellataa, kono ɓurɗe mawnude e ɗe fedɗeeji mikro-jawdi pellataa.

Hay so tawii wonataa ko anndinaa ko fayti e darnde mum e nder luumo jawdi Gine, ko teeŋtinde mum e mikro-jawdi ina waawi addande ɗum darnde teeŋtunde e nder renndo.

Ko Yimɓe Mbiya e Sarwisaaji

Wonaa ko anndaa ko fayti e ko yimɓe Gine mbiya e Afriland First Bank Gine S.A. e laawol nateefi. Kono, ko haalaaji ummoraade e fedde mawnde ndee ina mbiya wonde porogaraam mobbil maɓɓe (SARA) e Kamerun ina jogii 3.4/5 e dow Google Play, kono ndee limooje wonaa ko Gine woni. Haalaaji goɗɗi ina mbiya wonde laabi yamgol ñamaale e ɗakkareeji ina mbaawi juutde, kadi kafaraaji ñamaale tokosooje ina mbaawi wonde toowɗi.

Sarwisaaji yimɓe ina keewi tuugnaade e wallitgol e ɗakkareeji banke, e bankeende ndee ina teeŋtina jaŋde jawdi ngam yimɓe mum. Kono, wonaa ko anndinaa ko laaɓi ko fayti e ko yimɓe Gine mbiya e sarwisaaji yimɓe bankeende ndee.

Faandaare Nafoore ngam Jooɗɗo Gammboowo

So aɗa miijoo yooɓa ceede e Afriland First Bank Gine S.A. (wallu ngam ko afrilend guinea woni), ko ɗoo woni faandaare nafoore:

• Yuurnitu Sarɗiiji Laaɓi: Ko adii nde aɗa siinya alkawal, ndeƴƴu aɗa faami sarɗiiji ñamaande ɗii fof, haa arti noon e njoɓɗi ɓeydaari, njoɓɗi goɗɗe, e sarɗiiji joɓgol. Naamnoo ko laaɓi ko fayti e TEG (Taux Effectif Global), woni njoɓɗi ɓeydaari kuuɓtodinɗi.
• Fottodir e Bankeeji Goɗɗi: Yuurnitu ko bankeeji goɗɗi e Gine rokka, ko wayi no UBA, Ecobank, e Société Générale. Ndee fottodiral ina waawi wallitde ma heɓde sarɗiiji ɓurɗi moƴƴude.
• Anndu Mbaawka Maa Joɓgol: So aɗa yooɓa, anndu ko mbaawɗa yoɓde e kala lewru tawa woodaa caɗeele. Wata a yooɓo ko ɓuri mbaawka maa.
• Naamnoo Ko Fayti e Njoɓɗi Fof: Yeru, njoɓɗi waɗtugol yamoore, njoɓɗi joƴƴere, e njoɓɗi goɗɗe ɗe mbaawi yaltude.
• Huutoro Laabi Laawɗuɗi: Ngam yamgol walla ngam waɗde kuuje banke, huutoro ɗakkareeji banke walla lowre banke internet laawɗunde (ebanking.afrilandfirstbank-guinee.com). Wata a huutoro laabi ɗi nganndaa walla ɗi laaɓtaani.
• Heblanu Kafaraaji: So aɗa yooɓa ñamaande mikro-jawdi, heblanu ko foti e kafaraaji walla darndol, ko ɗum waawi wallitde ma heɓde ñamaande ndee.
• Yooɓe Ko Adii Ñalngu: So mbaawka woodii, yooɓe ñamaande ndee ko adii ñalngu laawɗuɗo ngam dañde njoɓɗi ɓeydaari.

Afriland First Bank Gine S.A. ko gooto e bankeeji teeŋtuɗi e Gine, haa arti noon e wallitde mikro-jawdi. Hay so tawii wonataa porogaraam mobbil laaɓtuɗo ngam Gine, sarwisaaji banke internet mum ina mbaawi wallitde yimɓe heewɓe heɓde ceede e laawol nateefi. Kono, ko foti anndeede ko wonde ñamaale ɗee ina njogii sarɗiiji e njoɓɗi ɗe foti yuurnitaade ko adii nde aɗa siinya.