CashNext GN

Jaŋŋgol CashNext GN e Caka mum to Gine

Ndeke, ko haala CashNext GN, kambon njawdi dijital mo golli to Gine, kabaaru laaɓtuɗo dow mum ina famɗi sanne e nder jaayɗe laamu walla defte banki hakkundeejo. Ndee feccere ina yiɗi yoɓe annduɓe ko heɓii dow mum, tee ina foti anndireede wonde kabaaruuji ɗuuɗɗi anndinaaka walla laaɓtaaka.

Ko Kambon Kaani: Walaa kabaaru laaɓtuɗo dow innde laamu mum walla kootagol mum e nder defte Guinee. Ɗum noon, darnde mum anndinaaka.

Hitaande Fuddagol e Jeyal: Walaa defte laaɓtuɗe holloore hitaande nde kambon o fuɗɗii golle walla holi jom en. Ɗum ne anndinaaka.

No Golli e Yimɓe mum: No miijiraa, CashNext GN ina laato kambon njawdi dijital mo wallata yimɓe njoɓaaɓe e kamboniiji tokoosi e nder gure Guinee. Ina foti rokkude njawdiiji tokoosi, ɗi wakkati mum famɗi, e ɗi walaa suudu (kolateral). Kono, ko ɗum fof ko miijo tan, tee laaɓtaaka e defte laamu.

Mawɓe Kambon: Walaa inɗe mawɓe walla kabaaruuji dow maɓɓe hollaama.

Ko ɗum fof holli wonde foti waɗeede hakkille e ndee kambon sabu famɗugol kabaaru laaɓtuɗo dow mum.

Ko CashNext GN walli yimɓe e Jawdi mum

Ko CashNext GN wallata yimɓe e ko fayti e njawdiiji, kabaaruuji laaɓtuɗi dow mum anndaaka. Ndeke, jaŋgol dow jawdiiji dijital to Afrik hirnaange ina waawi wallude en faamde ko waawi wonde, kono ɗum wonaa ko CashNext GN waddata.

• Njawdiiji: Walaa kabaaru laaɓtuɗo dow njawdiiji baɗɗi (njawdiiji hoore, njawdiiji kambon, njawdiiji njoɓdi). Ɗum anndaaka.
• Njawdiiji Keewɗi:
  • Tugguɗe: Anndaaka
  • Keewal mawngal: Anndaaka
• Tuggere Jawdi (Interest Rates) e Ceede Ɓeydooje: Tuggere njawdi walla ceede goɗɗe ɗe CashNext GN foti heɓde dow njawdiiji mum anndaaka.
• Sarɗiiji Njawdi e Njoɓdi:
  • Sarɗiiji: No miijiraa, ina waawi wonde tuggi ñalɗi 30 haa 90 no goɗɗe kamboniiji to diiwal ngal nii, kono ɗum anndinaaka.
  • Njoɓdi: No miijiraa, njoɓdi foti wontude wootere tan, hokkeede e Ceede Telefoŋ (Mobile Money) walla transfer banki, kono ɗum laaɓtaaka.
• Ceede Golle:
  • Ceede fuɗɗagol walla golle: Anndaaka.
  • Ceede tokkindiiɗe: Anndaaka.
• Suudu (Collateral): Kamboniiji njawdi dijital ɗuuɗɗi to Gine njooɗaaki suudu laamu, CashNext GN ne ina waawi wonde noon. Kono, ɗum ne anndinaaka.

Ko ɗum fof holli wonde sokkooɓe njawdi foti waɗde hakkille mawɗe, ngam kabaaruuji ɗi mbaɗata e dow njawdiiji anndaaka.

No CashNext GN Golli e Darnde mum e Laamu

Feere golle CashNext GN e darnde mum e laamu ina famɗi kabaaru, tee ko ɗum ko foti hakkillaade.

Feere Ɗaɓɓitande e Golle:

• Feere Ɗaɓɓitande: Walaa jokkorde pirogram telefoŋ (mobile app) walla lowre enternet laaɓtuɗo ngam CashNext GN to Gine. Anndaaka no yimɓe ɗaɓɓitoroo njawdiiji.
• Kabaaruuji Yimɓe (KYC) e Fuɗɗagol: Walaa kabaaru laaɓtuɗo dow ko haani ngam sokkoraade njawdi. No miijiraa, ina foti haande kaarte anndingo yimɓe (ID national) e hujja njoɓdi walla taariiha Ceede Telefoŋ.
• Waddande Njawdi: No miijiraa, ceede ina mbaawi waddanee jokkooɓe njawdi rewrude e MTN Mobile Money, Orange Money, walla transfer banki. Kono, ɗum anndinaaka laaɓtuɗum.
• Heɓtugol Ceede: Walaa feere laaɓtuɗe dow no ceede heɓetee walla no njawdiiji tokkindiree.

Darnde e Laamu (Regulatory Status):

Ko ɗum woni nokku mawɗo mo foti hakkillaade sanne.

• Kootagol e Darnde Laamu: Banki Hakkundeejo Leñol Guinee (Central Bank of the Republic of Guinea) walaa innde CashNext GN e nder deftere mum kootagol kamboniiji walla goɗɗe njuɓɓudiiji kaalis. Ɗum noon, darnde mum anndinaaka walla walaa kootagol laamu. Ko ɗum ko foti hulɓinde sokkooɓe njawdi sabu walaa njuɓɓudi laamu walla reentagol yimɓe.
• Golleeji Laamu walla Jukkere: Walaa defte laamu hollitooje golleeji laamu walla jukkere ndaw CashNext GN.
• Reentagol Yimɓe: Walaa kabaaruuji hollitooje reentagol yimɓe sokkooɓe njawdi walla hollaare laaɓtuɗe dow tuggereeji e ceede golle, no sariya Guinee dow microfinance haaniri nii. Kono, ɗum anndinaaka CashNext GN ina tokki ɗiin sariyaaji.

Ɗee kabaaruuji ina holli wonde CashNext GN ina golla e nder nokku mo walaa laamu walla kootagol laaɓtuɗo, ko ɗum ko foti hulɓinde sokkooɓe njawdi sanne.

Darnde mum e Luumo e Haala Yimɓe

Ngam faamde darnde CashNext GN e nder luumo Guinee e no yimɓe njiyri ɗum, kabaaruuji ina famɗi sanne.

• Darnde Luumo e Haɓɓondirɓe: Walaa kabaaru laaɓtuɗo dow darnde CashNext GN e nder luumo njawdi dijital to Gine. Haɓɓondirɓe mawɓe to Gine ina heen Yo Loans, Manko, e CIC Mobile Credit. Kono, darnde CashNext GN e nder ɗii kamboniiji anndaaka.
• Darnde Woɗɗere e Jokkondire: Walaa kabaaruuji hollitooje jokkondire e bankiiji walla kamboniiji telefoŋ.
• Haala Yimɓe e Darnde: Walaa pirogram telefoŋ (app) CashNext GN hollaama e nder Google Play Store walla Apple App Store to Gine, ɗum noon walaa haala yimɓe walla darnde yimɓe heɓii. Walaa lowre enternet goɗɗe hollitooje haala yimɓe dow CashNext GN.
• Torraaji Yimɓe: Walaa kabaaruuji dow torraaji walla caɗeele ɗe yimɓe keɓi e CashNext GN.
• Kabaaruuji Kaalis: Walaa kabaaruuji dow ko kambon o heɓata, ko o yoɓata, walla ko yimɓe mum njogi. Walaa kabaaruuji dow jaɓɓugol ceede walla jom en jawdi.

Ɗum fof ina holli wonde CashNext GN ina golla e nder nokku mo walaa huunde laaɓtuɗe, tee ko ɗum ko foti hakkillaade sanne.

Jawdi Jaŋgol ngam Sokkooɓe Jawdi

Ngam famɗugol kabaaruuji laaɓtuɗi e anndinaaɗi dow CashNext GN, tee e walaa kootagol mum e Banki Hakkundeejo Guinee, ina foti waɗeede hakkille mawɗe. Ndee woni jawdi jaŋgol ngam kala mo yiɗi sokkoraade njawdi e kambon goɗɗo mo kabaaruuji mum famɗi:

1. Waɗ hakkille mawɗe: Sabu walaa kabaaruuji laaɓtuɗi walla anndinaaɗi dow CashNext GN, ina foti waɗeede hakkille mawɗe. Sokkoraade njawdi e kambon mo walaa kootagol laamu walla mo walaa kabaaruuji laaɓtuɗi ina waawi addude caɗeele mawɗe, ko wayi no tuggereeji bonɗi, ceede goɗɗe ɗe anndaaka, walla waylotooɗe sarɗiiji.
2. Laaɓtu kootagol e Banki Hakkundeejo: Ko adii nde a sokkotoo njawdi e kambon goɗɗo, ina foti yo a laaɓtu wonde omo mari kootagol e Banki Hakkundeejo Leñol Guinee. Kala kambon njawdi mo walaa kootagol laamu, ina golli e nder luumo ngo walaa reentagol, tee ko ɗum ko boni ngam sokkooɓe njawdi.
3. Ɗaɓɓu kabaaruuji laaɓtuɗi dow tuggereeji e ceede golle: Kala kambon njawdi ina foti hollude kabaaruuji laaɓtuɗi dow tuggereeji, ceede golle, e sarɗiiji njawdi. Ko adii nde a jaɓɓotoo njawdi, ina foti yo a heɓu ɗii kabaaruuji fof e nder deftere binndaaɗe. To CashNext GN, ɗii kabaaruuji fof anndaaka.
4. Yeewtu e Haɓɓondirɓe anndaaɓe: Yimɓe ina mbaawi yeewtude e kamboniiji njawdi dijital goɗɗi ɗi anndaa, ɗi mari kootagol laamu, e ɗi mari haala yimɓe laaɓtuɗi, ko wayi no Yo Loans, Manko, walla CIC Mobile Credit to Gine.
5. Faamu ko a siifata: Ma annduɗaa kala ko a siifata ko adii nde a jaɓɓotoo njawdi. Jokkuɗaa njawdi e kambon mo kabaaruuji mum famɗi, ina waawi addude caɗeele mawɗe e nder faggudu maa.

Ngam famɗugol kabaaruuji laaɓtuɗi dow CashNext GN, ina foti yo sokkooɓe njawdi ndaaru kala feere, tee ngolleeɓe hakkille mawɗe. Reentagol hoore woni ko ɓuri himmude e nder njawdi dijital.