Jalloh Enterprise: Hol Ko Wonɗum?
Jalloh Enterprise Limited ko sosiyetee kaalis dijital mo juulɓe leyɗeele dentuɗe (UK) njippinaa e hitaande 2004. So tawii ko ɗum fuɗɗii ko to Angalteer, golle mum mawɗe e njoɓdi mum fof ina mbaɗee e luumo Guinea, haa teeŋti e wallitde yimɓe Guine e diaspora mum en e kuuje kaalis dijital.
Darnde e Fuɗɗagol Sosiyetee
Sosiyetee oo, mo Ibrahim Jalloh sosi, ina gollira e inɗe ɗiɗi mawɗe: CashMinute ngam neldaaji ceede hakkunde leyɗeele, e Guinee Money ngam mbaalndi mobayil. Anniiya maɓɓe ko wallitde yimɓe Guine e neldaaji ceede, peccugol billi, soottugol airtime, e golle mbaalndi mobayil goɗɗe. Njoɓdi maɓɓe ummorii ko e ceede golle e coowoode ceede leyɗeele goɗɗe.
Kuuje Kaalis Gool Jalloh Enterprise Hokkataa
So tawii yimɓe heewɓe ina njiyɗi waɗde loanji e internet e Guinea, ina foti anndeede wonde Jalloh Enterprise, haa jooni, hollaaki e yeeso renndo wonde ina hokkora loanji. Anndiiɗe golle maɓɓe ko:
- Neldal Ceede Hakkunde Leyɗeele (CashMinute): Ɗum wallita yimɓe e neldugol ceede gila e leyɗeele goɗɗe haa Guinea e waktu seeɗa. Neleɗɗe ina mbaawi ƴettude kaalis mum en e nokkuuje agent CashMinute keewɗe e nder leydi hee. Golle gadane ina keewi woppeede ceede.
- Mbaalndi Mobayil (Guinee Money): Ɗum ko mbaalndi kaalis dijital e telefoŋ mobayil. Yimɓe ina mbaawi:
- Toppude mbaalndi mum en ceede walla ƴettude ceede e nokkuuje agenti 5,000 walla ko ɓuri ɗum e nder leydi hee.
- Peccude billi (kuuraŋ, ndiyam, TV).
- Soottude airtime.
- Neldugol ceede hakkunde mbaalɗe mobayil (P2P) e nder leydi ndii walla hakkunde leyɗeele.
Kuuje Jalloh Enterprise Hokkataa e Sarɗiiji Maaje
Ndeke, so tawii Jalloh Enterprise hollitaaki loanji renndo, ina gasa tawa ina foti anndeede sarɗiiji golle maɓɓe goɗɗe gool ɓe njokki e hokkude:
Ceede e Sarɗiiji Neldal Ceede (CashMinute)
- CashMinute ina yoɓa ceede golle fiiks e ɓeydugol coowoode ceede leyɗeele goɗɗe.
- Kono, heewɓe ina mbaawi neldugol ceede maɓɓe gadane tawa ɓe yoɓaaki ceede golle.
- Neldal ina heewi jaggude waktu seeɗa, ko ɗum waɗi ɗum nafoori ngam yimɓe wonduɓe e haajuoji urgence.
Ceede e Sarɗiiji Mbaalndi Mobayil (Guinee Money)
Guinee Money ina wallita e toppugol mbaalndi e ƴettugol ceede, peccugol billi, e soottugol airtime. So tawii ceede golle keewɗe ngam kala golle kollitaaka e yeeso renndo, ina foti anndeede wonde golle mbaalndi mobayil ina keewi yoɓeede ceede seeɗa ngam kala golle.
- Toppugol e Ƴettugol Ceede: Ina mbaawi waɗeede e nokkuuje agenti keewɗe e nder Guinea.
- Peccugol Billi: Ngam kuuraŋ, ndiyam, e TV.
- Soottugol Airtime: Ngam telefoŋaaji mobayil.
- Neldal P2P: Neldal ceede hakkunde mbaalɗe Guinee Money.
No Waɗete Njeesoo e Kuuje Jalloh Enterprise
Ngam huutoraade golle Jalloh Enterprise, eɗa foti waɗde ko wiyetee KYC (Anndugol ngol njiɗ-mi – Knowing Your Customer), ko ɗum ko sariyaaji dentuɗi njiɗi ngam haɓaade wujjirgol ceede.
- App Mobayil: Ina gasa tawa ina foti ustude app Guinee Money e telefoŋ maa mobayil (Android walla iOS).
- Deftere: Eɗa foti rokkeede kabaaruuji hoore maaɗa, ko wayi no innde, duuɓi, e aderes.
- Koolaaɗo Yimɓe: Eɗa foti hollaade kaartal anndiral laamu walla doccum goɗɗum kollitoojum anndiral maaɗa e aderes maaɗa.
So tawii a timminii ɗum, a waawi fuɗɗaade huutoraade golle CashMinute e Guinee Money tawa a alaa caɗeele.
Jalloh Enterprise e Luumo Guinea: Darnde e Haɓaande
Jalloh Enterprise ina jogii darnde tiiɗnde e luumo kaalis dijital Guinea, haa teeŋti e fannu neldaaji ceede e mbaalndi mobayil.
App Mobayil e No Yimɓe Huutorii
- Guinee Money (Android): App oo ustaa ko ko famɗi fof 100 yimɓe. Ina heɓee e ɗemɗe Farayse e Engele. Kono, haa jooni, alaa miilooji keewɗi e dow mum.
- Guinee Money (iOS): Ina jogii rating 4.5 e nder App Store, ko ɗum hollita wonde yimɓe ina weliɓe e mum, haa teeŋti e no laaɓirta toppugol e ƴettugol ceede.
Kono, woodi caɗeele seeɗa gool yimɓe keewi yeewtude, ko wayi no jaggere e anndugol KYC e huutoraade walla jaabaade yimɓe e nder app seeɗa.
Darnde e Sariya e Ko Ɗoftaa
Jalloh Enterprise ina ɗoftoo sariyaaji tiiɗɗi. To UK, ɗum rewi ko e sariyaaji FCA (Financial Conduct Authority) ngam golle neldaaji ceede. Kono, to Guinea, alaa kabaaruuji kollitooji sariyaaji gool ɓe rewi, kono ina gasa tawa ɓe rewi ko e Autorité de Régulation des Marchés Financiers Guinea.
Ndee sosiyetee ina jogii anniya tiiɗɗum e reende kabaaruuji yimɓe e waɗde golle gool laaɓi, ngam reende yimɓe e fitinaaji. Alaa kabaaru hollitooɗo wonde sosiyetee oo heɓii pinal walla haɓaade sariyaaji.
Tokkotooɓe e Darnde e Lumo
Jalloh Enterprise ina haɓa e sosiyeteeji mawɗi goɗɗi e nder Guinea, ko wayi no Orange Money e MTN Mobile Money ngam golle mbaalndi mobayil. Ngam neldaaji ceede hakkunde leyɗeele, ɗum haɓa e WorldRemit e Remitly.
Ko waɗi Jalloh Enterprise seerti e goɗɗi ko:
- Ɗum hawritii golle neldaaji ceede hakkunde leyɗeele e mbaalndi mobayil e nder platform gootol.
- Ina jogii nokkuuje agenti heewɗe (ko ɓuri 5,000) e nder Guinea, ko ɗum wallita yimɓe heewɓe.
- Ina hokkora promooji, ko wayi no neldugol ceede gadane tawa ceede golle alaa.
Ɗum ina wallitii yimɓe heewɓe, haa teeŋti e ɓe jooɗii nokkuuje woɗɗuɗe, ngam heɓde ceede maɓɓe e waktu seeɗa.
Faalaaji nafooji ngam Yimɓe Guinea
So tawii a njiɗii waɗde loan e Guinea, ina foti anndeede wonde Jalloh Enterprise hollitaaki wonde ina hokkora loanji e yeeso renndo. Ndarnde maɓɓe ko e neldaaji ceede e mbaalndi mobayil.
Faalaaji ngam Yimɓe Njiɗɓe Loanji e Guinea
So tawii aɗa njiɗi heɓde kaalis, ina foti:
- Njiilto Sosiyeteeji goɗɗi: Njiilto sosiyeteeji kaalis walla bankeeji goɗɗi gool anndiraaɗi wonde ina hokkora loanji e Guinea. Anndu ko ɗiin sosiyeteeji ngoni, e ko ɗiin ceede golle mbaɗata.
- Faam Sarɗiiji Loan: Ko adii fof, faam no feewi sarɗiiji loan, koɗol kaalis (interest rates), ceede golle, e no a yoɓirta loan o. So a faamaali huunde, njiilto ko a faam.
- Reendu Kabaaruuji Maaɗa: Reendu kabaaruuji maaɗa hoore maaɗa. Yo a rokku kabaaruuji maaɗa tan e sosiyeteeji gool a hoolii, gool anndiraa wonde ɗi laaɓi.
- Haɓaade Loanji Ɓurɗi: So a njiɗii loan, yo a haɓaade tan ko a waawi yoɓde. Wata a waɗ loan gool ɓuri baawɗe maaɗa.
No Waɗete Huutoraade Jalloh Enterprise ngam Cellal Kaalis Maaɗa
So tawii Jalloh Enterprise hokkataa loanji, a waawi huutoraade golle maɓɓe gool woodi ngam wallitde cellal kaalis maaɗa:
- Neldal Ceede: Huutoro CashMinute ngam heɓde ceede gila e diaspora maaɗa e waktu seeɗa e ceede golle seeɗa.
- Mbaalndi Mobayil: Huutoro Guinee Money ngam peccugol billi maaɗa e waktu mum, soottugol airtime, e neldugol ceede e yimɓe goɗɗi tawa a yahaaki nokkuuje woɗɗuɗe.
- Reendu Kaalis: Waɗ mbaalndi mobayil maaɗa ko nokku mo a waawi reende ceede maaɗa seeɗa seeɗa ngam haajuuji garooji.
Ndeke, so tawii Jalloh Enterprise hollaaki wonde ina hokkora loanji haa jooni, golle maɓɓe goɗɗe ina mbaawi wallitde yimɓe heewɓe e Guinea e no ɓe njokkondirta e kaalis dijital, e no ɓe njuɓɓinta cellal kaalis maɓɓe.
