Nder duuɓi cakkitiiɗi, ñamaande dijital fuɗɗii heɓɓude nokku mawɗo e nder nguurndam kaalis Gine, nde wallitoroo yimɓe heewɓe ɓe alaa fotde dañde ceede e bankeeji aadaaji. E nder ɗeen kumpaniyaaji, mcash guinea, ko faayiida e MTN Mobile Money, daranii ko ardiiɗo e nder fannu ñamaande tokosere telefoŋ.
Ɗeeɗoo binndol ko jaŋde timmunde ko faati e mcash guinea, nde holla ñamaande maɓɓe, koode, sarwiisiiji, e ko haani, ngam wallitde yimɓe Gine faamde noɓe mbaawirta huutoraade ɗum.
mcash guinea: Jaŋde Fuɗɗoode e No o Waɗirtee e Gine
mcash guinea ko feccere e golle MTN Mobile Money Guinea, nde laatiima feccere e kumpaniyare mawnde MTN Group. Mobile Money fuɗɗii golle mum e nder Gine e hitaande 2015. Kumpaniyare ndee ko MTN Mobile Money Guinea jeyi ɗum haa timmi, nde woni e laamu les Ministeer Kuuɗe Gine.
Kumpaniyare ndee daranii ko rokkude sarwiisiiji kaalis dijital, ko wayi no seɓtugol ceede, ittingol ceede, coggu koode telefoŋ, e yoɓugol kaalis, kam e ñamaande tokosere yimɓe ɓe njaɓɓii telefoŋaaji MTN. Faandaare maɓɓe ko yimɓe alɗuɓe, jaagorɗe, e kumpaniyaaji tokosiji ɓe alaa baawal dañde ceede e bankeeji aadaaji.
Ardiiɗo MTN Guinea ko Mounir Vadeloua, mo toɗɗaa e hitaande 2023. Golle ñamaande telefoŋ ndee fawii ko e huutoraade koode USSD *440# e telefoŋaaji GSM kala, ɗum firti wonde a waɗataa a haajoo telefoŋ kaawɗo (smartphone) ngam dañde ñamaande maɓɓe.
Nooneeji Ñamaande e Sarwiisiiji mcash guinea: Prêt Xpress
Sarwiisi mawɗo mo mcash guinea rokkata ko Prêt Xpress, ko ɗum ñamaande tokosere ngam haajuuji heertuɗi. Ñamaande ndee heɓotoo ko telefoŋ tan, huutoraade koode USSD *440# e nder Mobile Money MTN.
Ko Haani ngam Dañde Ñamaande
- Aɗa jogii kontu MTN Mobile Money mo huutorta.
- Aɗa jogii daartol coodugol koode telefoŋ e huutoraade sarwiisiiji Mobile Money.
Ñamaande e Koode
mcash guinea rokkata ñamaande hakkunde:
- Ñamaande ɓurnde famɗude: 5 000 GNF
- Ñamaande ɓurnde mawnude: 500 000 GNF
Koode ñamaande ndee fawii ko e sarwiisi fooyre 5% e dow ñamaande kala, ko ɗum yoɓetee e wakkati mo ceede ndokkaa. E nder duuɓi, koode ndee waɗat ko hedde 60% (ɗum ko jaŋde yimɓe, wonaa koode laamu). Wakkati yoɓugol ñamaande kala ko balɗe 30 gila e ñalawma keɓaaɗo. Aɗa waawi yoɓde ñamaande ndee ko adii wakkati mo haani, tawa a yoɓataa koode goɗɗe.
Yoɓande e Sarwiisiiji
- Yoɓande fuɗɗoode: Alaa yoɓande goɗɗe (yoɓande 5% ndee fawii ko e ñamaande ndee).
- Yoɓande yoɓugol caggal wakkati: A yoɓat 1% e dow ceede ñamaande ndee kala yontere caggal wakkati yoɓugol.
- Yoɓande golle: Alaa yoɓande golle (nde USSD woni huutoraade).
Alat alaa ko haani a waddoo ñamaande ndee. Mawnugol ñamaande ma e baawal ma dañde ñamaande goɗɗe fawii ko e daartol ma yoɓugol e no a huutortoo Mobile Money ma.
No Ñamaande Waɗirtee
- Dial koode *440# e telefoŋ ma.
- Suɓo "Prêt Xpress" e menu.
- Suɓo ñamaande ma.
- Jaɓɓu ñamaande ndee, ndee yooɓetee koo e kontu Mobile Money ma.
Ceede ɗee njoppoyee ko e kontu Mobile Money ma. Aɗa waawi ittingol ɗum e nokkuuji MTN Mobile Money kala, walla a seɓtina ɗum e bankeeji ko wayi no UBA walla Orabank.
Darnde e Luumo, Luutondirgol e No Yimɓe Mboɗɗirta mcash guinea
mcash guinea ko ardiiɗo e nder fannu ñamaande tokosere telefoŋ e nder Gine, nde jogii hedde 60% e luumo oo. Luutooɓe maɓɓe mawɓe ko Orange Money e ñamaande maɓɓe Tilk Tilk, e kumpaniyaaji tokosiji goɗɗi.
Luutondirgol
- Orange Money: Ñamaande maɓɓe Tilk Tilk jogii ko wakkati yoɓugol mo famɗi (balɗe 14) e koode ɓurɗe toowde.
- mcash guinea (kumpaniyare hesere): Ko kumpaniyare hesere rokkata ñamaande e apikaasiyoŋ, kono waɗde kontu e ɓe ko seertuɗo.
Faayida mawɗo mo MTN jogii ko nokkuuji Mobile Money maɓɓe keewɗi e nder leydi ndii, e baawal huutoraade ñamaande ndee e telefoŋaaji kala. MTN Mobile Money Guinea jogii lasinsa EME-GN 002/2014 diga Banque Centrale des États de l'Afrique de l'Ouest (BCEAO), e nde fawii e laamu Ministeer Kaalis Gine. Ɗum firti wonde golle maɓɓe njogii ko laamu e ko ɓe fawii e sariya.
Miijooji Yimɓe e Kuuɗe
Yimɓe heewɓe njaɓɓii mcash guinea ngam ɓe mbaawi dañde ceede e safrude haajuuji mum en e wakkati juutɗo. Ɓe mbiyata ko ɗum ko laawol weeɓngol, yaawngol, e heɓotoongol ceede wakkati gooto. Kono, yimɓe heewɓe njiɗat ko baawal suɓaade wakkati yoɓugol walla baawal suɓaade ñamaande maɓɓe, sabu Prêt Xpress jogii ko wakkati gooto (balɗe 30) e ñamaande fawiiɗe.
Wallitorooɓe mcash guinea ngam ñamaande ɗum ko yimɓe jaagorɗe luumo, yimɓe wuro e diiwanuuji, kam e yimɓe gollooɓe ɓe njogii ceede yoɓaaɗe kala lewru. Yimɓe heewɓe njanngata wonde ɗum wallitoroo ɓe e yoɓugol haajuuji safaara walla heblagol ceede luumo wakkati gooto.
Kumpaniyare ndee jogii ko golle ballal yimɓe e nokkuuji MTN kala, e telefoŋ +224 622 77 11 11. Kono, yimɓe heewɓe njanngata ko telefoŋ maɓɓe USSD ɗoƴƴataa wakkatiiji goɗɗi, walla ceede njoppoyee e hoore mum e kontu Mobile Money maɓɓe caggal wakkati, ɗum waɗi kontu maɓɓe waawaa laataade les zero.
Wasiyaaji ngam Ñamooɓe Jonta e Darnde mcash guinea e Yeeso
Ɓe njiɗi ko rokkude ñamaande ɓurnde mawnude haa 1 000 000 GNF e wakkati yoɓugol balɗe 60 e hitaande 2026. Kadi, ɓe njiɗi ko gollondirde e Crédit Rural de Guinée ngam rokkude ñamaande banke ɓurnde mawnude.
Wasiyaaji ngam Ñamooɓe Jonta:
- Faamu Koode e Yoɓande: Koode ñamaande ndee ko 5% e dow ñamaande kala, e yoɓande caggal wakkati ko 1% e yontere. Faamu ko a yoɓata tago a ñaamii.
- Ñamoo Ko A Waawi Yoɓde: Ñamoo tan ceede ɗe a anndi a yoɓat e nder balɗe 30. Ñamugol ceede ɗe a waawaa yoɓde waɗat ko a yoɓa yoɓande caggal wakkati, ɗum kadi waɗat ko taariixa ma yoɓugol bonna.
- Huutoro ngam Haajuuji Jaawɗi: Prêt Xpress ko ngam haajuuji heertuɗi e wakkati yaawɗi. Huutoro ɗum ngam safrude haajuuji jaawɗi ko wayi no safaara, walla heɓugol ceede luumo wakkati gooto.
- Menejere Kontu Ma Mobile Money: Ngam haɓaade ceede njoppoyee e hoore mum, ndaare Mobile Money ma kala wakkati. Ndunŋta ceede e nder kontu ma ko adii ñalawma yoɓugol.
- Yoɓɗo e Wakkati: Yoɓugol ñamaande ma e wakkati waɗat ko a dañat baawal dañde ñamaande ɓurnde mawnude e yeeso.
mcash guinea (Prêt Xpress e nder MTN Mobile Money) ko kumpaniyare ardiiɗo e nder fannu ñamaande tokosere telefoŋ e nder Gine. O rokkata ñamaande yaawnde, tawa a wallataa alat, ngam yimɓe ɓe alaa baawal dañde ceede e bankeeji. E nokkuuji telefoŋaaji mawɗi e nokkuuji Mobile Money keewɗi, e koode fooɗeeje, o daranii ko ardiiɗo e nder fannu oo. Kumpaniyare ndee ina jokki e ɓeydude golle mum ngam rokkude ñamaande ɓurnde mawnude e wakkati ɓurɗo juutde, e gollondirde e bankeeji ngam wallitde yimɓe Gine heɓde ceede.