Orange MicroFinances Guinée

Fawaade Orange MicroFinances Gine (OMIG) e Ngardiindi mum e Gine

Orange MicroFinances Gine (OMIG) ko fedde ceede tokosere hesere e leydi Gine, nde fuɗɗii golle mum e lewru Mee hitaande 2024. Nde woni ko e les njiimaandi Banke Mawɗo leydi Gine (Banque Centrale de la République de Guinée) bana fedde ceede tokosere, nden nde woni kadi e les njiimaandi fedde mawnde Orange Gine, nde woni e jeyaaɓe Orange Group. Salématou Camara ardii fedde ndee bana Ardiiɗo Mawɗo, e gardagol Ousmane Boly Traoré, CEO Orange Gine.

Kuule mawɗe fedde ndee ko wallitde yimɓe ɓe alaa baafal banke walla ɓe ngalaa kuuje jamfa, kadi e njulaagu tokoosowu. Fedde ndee ina huutora laabi kesi, dijital ngam rokkude ñamaande e mooftirgol ceede. Nde yimɓe mbaawa heɓugo ceede no feewi, walla mooftude ceede mum’en e laawol weeɓuɗo, tawa ɓe ngalaa caɗeele papiraaji walla sahaa juutɗo.

Kuuɗe OMIG ina mbaɗee kadi e jokkondiral e Orange Bank Africa, nde wallita ɓe e karallaagal e laabi golle mum'en. Ko ɗum waɗi OMIG ina waawi rokkude kuugal kesal, no TikTak nii, nde ñamaande e mooftirgol ceede ina mbaawi waɗeede e saa'i gooto e laawol Ceede Orange (Orange Money).

Ñamaandeji e Kuuɗe Ceede Ɓe Hokketa

OMIG ina rokkita kuuɗe ceede ɗiɗi mawɗe e les innde TikTak, ko ɗi ngoni:

1. TikTak Crédit (Ñamaande Digitale)

• Njoobaari Ñamaande: Yimɓe mbaawi ñamarde ceede gila 50 000 GNF haa 1 500 000 GNF. Ñamaande ndee ina waawi heɓeede e les leƴƴanɗe 10.
• Lewlewu Ñamaande: Ñamaande ndee ina waɗee ngam balɗe 30.
• Hakke Ceede: Ko wayi no 1.5% e ñamaande ndee ngam lewru wooturu.
• Njoɓɗi Goɗɗe: Alaa njoɓɗi ñamaande arandeere walla njoɓɗi golle. Amma, to ñamaande ɓooyii, ina woodi njoɓdi 2% ngam balɗe kala ɗe ñamaande ndee ɓooyii.
• Kuuɗe Jamfa: Alaa kuuje jamfa ɗe haani. Ñamaande ndee ina rokke e dow ɗaɓɓitaande Ceede Orange.

Ndee ñamaande ina waɗee ngam wallitde yimɓe tokosooɓe e njulaagu tokoosowu ngam heɓugo ceede ngam golle mum'en walla ngam haajuuji mum'en e saa'i gooto.

2. TikTak Épargne (Mooftirgol Ceede)

• Njoobaari Ceede Mooftaande: Yimɓe mbaawi mooftude ceede gila 10 000 GNF haa 50 000 000 GNF.
• Hakke Ceede Hitaande: Ceede mooftaande ndee ina heɓa hakke ceede 3% e hitaande.
• Yaltugol Ceede: Ceede ina mbaawi yaltaade kala saha, alaa haaju reende.

Nde fedde ndee ina wallitde yimɓe ngam mooftude ceede mum'en e laawol weeɓuɗo, tawa ɓe ngalaa caɗeele banke walla kuuje banke goɗɗe.

No Ñamaande Waɗirtee e Ko Haani

OMIG ina weeɓi no feewi ngam heɓugo ñamaande e mooftirgol ceede. Ko ɗee laabi mbaɗirtee:

Laabi Ñamaande:

• Kaɓirgal Telefon (Mobile App): Yimɓe mbaawi huutoraade kaɓirgal Orange Money Africa (ina woodi e iOS e Android) walla kaɓirgal Max It ngam ɗaɓɓitde ñamaande walla mooftude ceede.
• USSD: Nde yimɓe mbaawi kadi ɗaɓɓitde ñamaande e laawol USSD, e noddugol *144*5#.

Ko Haani Ngam Heɓugo Ñamaande:

• Anndugol Neɗɗo: Yimɓe ɗaɓɓitooɓe ñamaande ina haani woodde karte anndugol ngenndi (carte d'identité nationale) valid.
• Verifikaasiyoŋ: Anndugol neɗɗo ina waɗee e laawol otomatik e dow ɗaɓɓitaande Ceede Orange. Ko ɗum waɗi neɗɗo ina haani woodde konte Ceede Orange.
• Ñaawooje Ñamaande: Fedde ndee ina huutora karallaagal kesal (AI/algorithmic) ngam ñaaweede no neɗɗo waawi yoɓde ñamaande. Ndee ñaawooje ina waɗee e dow ɗaɓɓitaande golle ceede neɗɗo e nder Ceede Orange. Ko ɗum waɗi anndugol ngol ina waɗa e les leƴƴanɗe 10.
• Yoɓande Ceede: To ñamaande ndee rokkaama, ceede ɗee ina nasta e baafal Ceede Orange neɗɗo e saa'i gooto. Ina woodi kadi laawol ngam rokkude ceede ɗee e banke neɗɗo to o ɗaɓɓitii ɗum.

No Ceede Yoɓirtee:

• Yoɓande Otomatik: Ceede ñamaande ndee ina yoɓee e laawol otomatik diga baafal Ceede Orange neɗɗo e balɗe ɗe ñamaande ndee haani yoɓeede.
• Jaajɗe SMS: Yimɓe ina keɓa jaajɗe SMS ngam siftinde ɓe balɗe ɗe ñamaande ndee haani yoɓeede.

Kaɓirgal Telefon e Nokkuure e Luumo

Kaɓirgal telefon Orange Money Africa, ko jeyaa e kaɓirgal mawngal Max It, ina weeɓi huutoraade no feewi. Nde yimɓe mbaawi ɗaɓɓitde ñamaande, ƴeewtude ceede mum'en, kadi e yeewtude no ɓe yoɓirta ñamaande mum'en.

Yimɓe heewɓe ina njokka OMIG ngam weeɓre mum e sahaa gooto nde ñamaande waawi heɓeede. Kaɓirgal ngal ina heɓi ñaawooje moƴƴe (4.1 e dow Google Play), nde yimɓe heewɓe ina njokka laawol ngal ñamaande ndee rokkirtee e sahaa gooto. Amma, ina woodi kadi caɗeele tokoose ɗe yimɓe haalata, bana ñamaande ndee ina waawi weeɗaade walla caɗeele tokoose e USSD.

Nokkuure e Luumo e Gine:

OMIG ina woodi nokkuure moƴƴere e luumo leydi Gine sabu jokkondiral mum e fedde mawnde Orange Money. E nder Gine, ina woodi ko heewi miliyoŋaaji 6 kliyanteeɓe Ceede Orange. OMIG ina jogii faawru mawndu e dow luumo sabu golle mum dijital, ñaawooje ceede e sahaa gooto, e alaaku papiraaji.

Yimɓe ɓe fedde ndee wallitata ko njulaagu tokosowu e nder gure mawɗe, e yimɓe ɓe ngalaa baafal banke. E nder lewli tati arandeeji, ko heewi 30 000 yimɓe huutorii TikTak Crédit.

Fedde Luumooji Goɗɗi:

OMIG ina jogii luumooji goɗɗi e nder Gine, bana fedde ceede tokosere FINAM e CFG Bank. Amma, ko OMIG waawi heewde ko jokkondiral mum e Ceede Orange, nde waɗi ñamaande ina waawi heɓeede e sahaa gooto. Ndee laawol ina wallitde OMIG ngam wonde fedde mawnde e nder luumo ñamaande digitale e Gine.

Kuule Toɓɓere Ngam Yimɓe Ñamooɓe Ceede

Ngam yimɓe ɓe njiɗi ñamarde ceede diga Orange MicroFinances Gine, ina woodi kuule toɓɓere ɗe haani anndeede:

• Anndu Ñamaande Ma: Ko adii fof, anndu ko heewi e ñamaande ma. Anndu njoobaari ndee, balɗe ɗe ñamaande ndee waawi reende, e hakke ceede ɗe yoɓata.
• Yoɓu Ñamaande Ma e Saa'i: Ko ɗum woni ko ɓuri haaju. To a yoɓi ñamaande ma e saa'i, ɗum ina wallitde ma ngam heɓugo ñamaande mawnde e yeeso. To a ɓooyii, ina woodi njoɓdi ɓooynde nde waawi ɓeydude ñamaande ma.
• Huutoro Kaɓirgal Telefon: Kaɓirgal Orange Money Africa walla Max It ina weeɓi huutoraade ngam ɗaɓɓitde ñamaande, ƴeewtude ceede ma, e yeewtude no a yoɓirta.
• Alaa Haaju Kuuje Jamfa: Sabu OMIG ina wallitde yimɓe ɓe ngalaa kuuje jamfa, ko ɗum waɗi a alaa haaju rokkude kuuje jamfa ngam heɓugo ñamaande. Amma, laabi ceede ma e nder Ceede Orange ina haani moƴƴude.
• Mooftu Ceede Ma: To a dañi ceede goɗɗe, mbaɗa ɗe e TikTak Épargne ngam mooftude ɗe, kadi e heɓugo hakke ceede e dow ɗe.
• Jokkondiral e OMIG: To a dañi caɗeele walla a woodi haaju, ina weeɓi jokkondiral e OMIG e laawol kaɓirgal telefon walla e noddugol jaajɗe.

Orange MicroFinances Gine ina wallitde yimɓe Gine ngam heɓugo ceede e laawol weeɓuɗo e saa'i gooto. Ko ɗum waɗi fedde ndee ina jogii darnde mawnde ngam ɓeydude ceede e leydi ndii, kadi e wallitde njulaagu tokoosowu e yimɓe ɓe ngalaa baafal banke.