PayCard Gine: Faamde Jaajeeɗe e Kuugal mum
E nder aduna Gine, ɗo karallaagal jawdi (FinTech) yaajata, PayCard SA ummii ko no gooto e ardiiɓe, no kampaañ ceede elekitironiki tigi-rigi. Kampaañ Guineen biyeteeɗo PayCard SA, mo Banque Centrale de la République de Guinée rokki yamiroore tammunde, waɗii no gollaade e wallitde fannu jawdi e nder leydi ndii. Min ko ardiiɓe karallaagal jawdi, min ngalaa ko min ngollata e rokkugo ceede walla koofi ceede, kono min ngollata ko e jawdi elekitironiki, njoɓɗi, e neldugo ceede hakkunde leyɗeele.
Ngol winnde waɗii ko ngam hollude PayCard no mo woniri, ko mo hokkata, e no mo waɗi nokku mum e nder luumo Gine. Min ndartinay koɗo kala mo yiɗi huutoraade golle mum, min keɓɓitoo ko fayyee e mum fof.
Hakkunde-hakkunde ko Kumpa faade e Kampaañ e Fuɗɗoode mum e nder Gine
PayCard SA, kampaañ ceede elekitironiki, rokkaama yamiroore to Banque Centrale de la République de Guinée e dow kuulal D/2016/003/CAM. Ɗum fuɗɗii golle mum ko e hitaande 2016, caggal nde keɓi yamiroore mum ngam ceede elekitironiki. Ko kampaañ Guineen tigi-rigi, ngalaa ko joom mum en ko leyɗe goɗɗe. Ngol kampaañ waɗii ko ngam wallude yimɓe ɓe ngalaa banki walla ɓe keewtaako banki, joom en luumo tokoosi, almuuɓe, e yimɓe Gine ɓe ngoni e leyɗe goɗɗe.
Model ngol kampaañ ko huutoraade sakkiiji ceede mobil e karallaagal njoɓɗi. Ɗum heɓata jawdi mum ko e njoɓɗi njoggal, njoɓɗi joom en luumo, e golle neldugo ceede hakkunde leyɗeele. Mawɗo golle (CEO) PayCard ko Fatou Diarra, mo ardii kampaañ ngol e yaajingo mum.
Koofi Ceede walla Golle Ceede Ɗe PayCard Hokkata
Koɗo mo heɓaa koofi ceede walla ceede ngalu to PayCard SA, ɗum ɗon laɓɓinanoo. PayCard SA haalaaka rokkugo ceede keertiiɗi, ceede kampaañ, walla ceede tokosɗe. Ko ɗum hokkata ko golle ceede elekitironiki, njoɓɗi, e neldugo ceede. Ɗum ko laawol kesu ngam yimɓe Gine huutoraade ceede maɓɓe e laawol elekitironiki.
- Naatugo Ceede e Neldugo: Aɗa waawi naatude ceede e nder kontu PayCard maada e laawol ceede mobil (MTN MoMo, Orange Money), neldugo ceede banki, walla ceede e nokkuuji wallitooɓe.
- Neldugo Ceede Hakkunde Leyɗeele: PayCard ina jogii jokkondire e Thunes ngam neldugo ceede to leyɗe ko heewi 60. Ɗum ina waɗa e hajjande moƴƴere e njoɓɗi laaɓtuɗi.
- Njoɓɗi goɗɗi: Aɗa waawi huutoraade PayCard ngam yoɓde kaayitaaji (bill payments), dimmitugo waktu haala (airtime top-up), yoɓde e joom en luumo e kod QR walla pay-at-POS, e njoɓɗi NFC.
No Ɗo Waɗee Haaju Ceede e Sariyaaji mum (ngam kontuuji, wonaa ceede)
Ngam fuɗɗaade huutoraade PayCard, aɗa waawi sottude app mum e mobil maada (iOS walla Android) walla huutoraade kod USSD biyeteeɗo *717#. Yamiroore ndee ko ngam sosde kontu, wonaa ngam haaju ceede.
- Sottugo App: Sottu app PayCard e Google Play Store walla Apple App Store.
- Binnditgol: Binnditoo e nummoro mobil maada e kaayitaaji ngenndiyankeewi (ID card).
- Anndinde Yamiroore (KYC): Aɗa foti neldugo koppi kaayitaaji ID maada, foto maada (selfie), e kaayitaaji hollitooɗi nokkuure maada. Yamiroore ndee ina waawi timminde nder waktuuji 24.
Caggal nde kontu maada timmi, aɗa waawi fuɗɗaade huutoraade golle PayCard.
App Mobil PayCard e Koŋgol Yimɓe
App PayCard ko gooto e ko walli yaajingo mum. To Google Play Store, app "PayCard - Paiements et plus !" ina jogii ko heewi 100 000 sottugol e ko heewi 700 koŋgol yimɓe, e hakkunde 4.4 *. Ɗum hollitii wonde yimɓe ina njiɗi app oo e no mo huuwata. Ngam iOS, aɗa foti wonde e iOS 15.6+.
App oo ina jogii golle keewɗe:
- Njoɓɗi NFC
- Njoɓɗi kaayitaaji
- Dimmitugo waktu haala
- Njoɓɗi e joom en luumo e kod QR walla POS
- Kumpaaji ceede e waktu tigi-rigi
Kuppa yimɓe huutortooɓe PayCard ko mawɓe tokosɓe e nder gure, almuuɓe (ina woodi kontuuji "Premium Student"), e yimɓe Gine ɓe ngoni e leyɗe goɗɗe ɓe neldata ceede.
Laamu e Yamiroore
No min mbiiri haa jooni, PayCard SA ko kampaañ ceede elekitironiki mo Banki mawɗo leydi Gine rokki yamiroore tammunde. Ɗumɗoo ko goɗɗum moƴƴere mawnde, sabu ɗum hollitii wonde kampaañ oo ina tokka sariyaaji laamu e dow ceede. Laamu Gine ina ƴeewtoo PayCard ngam haɗude jawdi haram (AML) e wallude kisal elekitironiki (cybersecurity).
Kisɗal Yimɓe Huutortooɓe
PayCard ina walla kisal yimɓe huutortooɓe e laawol feere-feere:
- PIN njoɓdi: Kala njoɓdi ina haajoo PIN keertiiɗo.
- Kumpaaji e waktu tigi-rigi: Aɗa heɓa SMS walla e-mail ngam kumpaaji ceede kala.
- Suudi kumpa: Kumpaaji maada ina suudee e laawol karallaagal.
- Hakke mo yimɓe njogii: Aɗa jogii hakke momtude kumpaaji maada e dow kampaañ oo.
Haa jooni, woodaa ko laamu jaŋgi PayCard e dow njuɓɓudi walla sariyaaji.
Ko Yimɓe Wi'i e Nokku mum e nder Luumo
Koŋgol yimɓe dow PayCard ko moƴƴi ko heewi. To Google Play, PayCard ina jogii 4.4 * e nder ko heewi 700 koŋgol. Yimɓe ina mawnina golle mum sabu ko mo waawi, ko mo yaawi, e no mo walli golle kaardi ATM winndereyankeewi.
Kono, no golle elekitironiki kala, ina woodi toɓɓe ɗe yimɓe kaarminoo:
- Njoɓɗi bonɗi: Woɗɗaɓe ina njuɓɓina yamiroore njoɓɗi bonɗi wakkatiije.
- Jokkuɗe ngam ceede artuɗe: Yimɓe ina kaarmine dow jokkuɗe ngam heɓugo ceede artuɗe.
Ngam wallude yimɓe, PayCard ina jogii wallitaare e e-mail ([email protected]) e nummoro telefoŋ +224 611 777 777. Koŋgol maɓɓe e nder jaayɗe renndo ko feere-feere.
Luuɓal e Nokku mum e nder Luumo Gine
E nder Gine, PayCard ina luuwa e kampaañe mawɗe ceede mobil ko wayi no MTN MoMo, Orange Money, Ecobank Mobile, e La Poste Mobile Money. Kono, PayCard ina jogii ko feere-feere:
- Yamiroore ceede elekitironiki timmunde: Ko ɗum feere-feere e yamiroore kampaañe telefoŋ.
- Kartal Visa: PayCard ina waawi rokkude kartal Visa ngam huutoraade e aduna hee.
- Kanaal USSD: Kod *717# ina walla yimɓe ɓe ngalaa intarneet walla mobil moƴƴo.
- Jokkondire neldugo hakkunde leyɗeele: Jokkondire e Thunes ina walla neldugo ceede to leyɗe keewɗe.
PayCard ina yaajina golle mum haa to leyɗe ko heewi 60 ngam neldugo ceede, ɗum hollitii wonde ina jogii yaawde yaajingo mawnde. Jokkondire maɓɓe e Paymentology gila e hakkunde 2023 ina walla ɓe e golle kartal maɓɓe.
Hakkilande Yimɓe Ɓe Njiɗi Huutoraade PayCard
Sabu PayCard haalaaka rokkugo ceede walla koofi ceede, hakkilande ndee ko ngam yimɓe ɓe njiɗi huutoraade golle mum e dow ceede elekitironiki, njoɓɗi, e neldugo ceede.
- Anndu ko PayCard hokkata: Anndu wonde PayCard ko kampaañ ceede elekitironiki, wonaa kampaañ rokkotooɗo ceede. Huutoro ɗum ngam njoɓɗi e neldugo, wonaa ngam coodata ceede.
- Laɓɓin njoɓɗi e hajjande: Kala nde aɗa nelda ceede walla aɗa waɗa njoɓdi, laɓɓin njoɓɗi e hajjande ɗe PayCard jogii. Ɗumɗoo ko laaɓtuɗum e nder app oo.
- Huuworu kisal maada: Huutoro PIN maada e sariya e suudu. Taƴu PIN maada e goɗɗo.
- Laɓɓin kumpaaji ko a neldata: So aɗa nelda ceede to goɗɗo, laɓɓin ko nummoro walla kontu goɗɗo oo ko tigi-rigi ngam haɗude bone.
- Jokkondiru e wallitaare: So aɗa jogii caɗeele walla ko a yiɗi anndude, jokkondiru e wallitaare PayCard e nummoro telefoŋ walla e-mail.
- Jokkondire e Thunes: Ngam neldugo ceede hakkunde leyɗeele, jokkondire PayCard e Thunes ina ngaddana moƴƴere e yaawre. Anndu koɗo golle maɓɓe.
PayCard SA ina jokki e wonde gooto e kampaañe jawdi elekitironiki teeŋtuɗe e nder Gine, mo wallata yimɓe e laawol kesu ngam huutoraade ceede maɓɓe. Ko mo wallata naatungo jawdi e nder leydi ndii e karallaagal mum kesu.
